AI PRICE FORECAST
AFL Stock Forecast & AI Price Prediction
Aflac · Financial Services · Insurance - Life
AFL live signal snapshot
Shares of AFL were last at $127.11, up 0.37% on the day, trading 3.1% below its 52-week high of $131.19 and 20.2% above its 52-week low of $105.76. Stock Pulse 247's AI model currently rates AFL a BUY, at 88% model confidence. The short-term averages line up bullishly, and the price is holding above its 50-day line. Its one-month projection is about $131.96, a 3.8% move from the last price.
AFL's 14-day RSI is 76.3 — overbought territory, where short-term pullbacks or consolidation are common. The MACD indicator sits over its signal line, and the histogram reading of 0.27 shows buying pressure building. With the 50-day average at $118.12, 1.4% over the 200-day's $116.54, the longer-term trend structure remains positive.
15 Wall Street analysts covering AFL put the average price target at $118.73 (range $101.00–$143.00), implying 6.6% downside from the current price. The current recommendation trend leans bearish: 4 Sell/Strong Sell ratings vs 3 Buy/Strong Buy (and 8 Hold).
Live figures from real market data feeds, current as of the last site build. Open the interactive AFL dashboard for numbers updated throughout today's session.
About Aflac
Aflac Incorporated (AFL) is an insurance - life company in the financial services sector, headquartered in Columbus, GA, United States. Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It has a market value of about $62.9 billion and roughly 12,716 full-time employees. With a beta of 0.55, the stock has historically moved less than the overall market.
AFL performance vs. the market
Year to date, AFL has gained 15.3%, ahead of the S&P 500 (+11.4%) and ahead of the financial services sector fund XLF (+7.0%). Over the past 12 months the stock has gained 11.9%, roughly in line with the S&P 500. Its +9.2% move over the past month extends a +5.0% three-month run.
| Period | AFL | Sector (XLF) | S&P 500 |
|---|---|---|---|
| 1 month | +9.2% | +7.0% | −2.3% |
| 3 months | +5.0% | +0.6% | −2.3% |
| Year to date | +15.3% | +7.0% | +11.4% |
| 1 year | +11.9% | +10.7% | +11.5% |
Aflac financials at a glance
Aflac's most recent quarter (ended Sep 30, 2026) brought in $4.3 billion of revenue and net income of $303 million (a 7.1% net margin). Revenue was down 31.0% from the same quarter a year earlier. The stock trades at a price-to-earnings ratio of 18.6 on trailing earnings of $6.85 per share. Trailing free cash flow was $3.8 billion, and total debt equals 54% of shareholders' equity.
| Quarter ended | Revenue | Net income |
|---|---|---|
| Sep 30, 2026 | $4.3B | $303M |
| Jun 30, 2026 | $4.2B | $825M |
| Mar 31, 2026 | $4.2B | $1.0B |
| Dec 31, 2025 | $4.3B | $1.4B |
AFL vs. its peers
AFL's +15.3% this year ranks ahead of 2 of the 5 big financial services names below. The strongest of the group this year is MetLife (MET, +30.4%).
| Company | Price | YTD | P/E | AI verdict |
|---|---|---|---|---|
| Aflac (AFL) | $127.11 | +15.3% | 18.6 | BUY |
| MetLife (MET) | $102.94 | +30.4% | 13.5 | BUY |
| Prudential Financial (PRU) | $123.04 | +9.0% | 11.2 | BUY |
| JPMorgan Chase (JPM) | $343.39 | +6.6% | 14.4 | BUY |
| Visa (V) | $425.55 | +21.3% | 34.5 | BUY |
| Mastercard (MA) | $660.73 | +15.7% | 34.6 | BUY |
AFL stock: common questions
What is the AFL stock price target?
15 Wall Street analysts put the average 12-month target at $118.73, in a range of $101.00–$143.00, versus a recent price of $127.11. Stock Pulse 247's model projects about $131.96 over the next month.
Is AFL a buy right now?
Our AI model currently rates AFL a BUY at 88% confidence. Among analysts, 3 rate it Buy or Strong Buy, 8 Hold and 4 Sell. Neither is personal advice — weigh them with your own research and risk tolerance.
How has AFL stock performed this year?
Year to date, AFL has gained 15.3%, ahead of the S&P 500 (+11.4%) and ahead of the financial services sector fund XLF (+7.0%). Over the past 12 months the stock has gained 11.9%, roughly in line with the S&P 500. Its +9.2% move over the past month extends a +5.0% three-month run.
What is AFL's 52-week high and low?
AFL has traded between $105.76 and $131.19 over the past 52 weeks; at $127.11 it is 3.1% below its 52-week high of $131.19 and 20.2% above its 52-week low of $105.76.
What sector is AFL in, and who are its peers?
AFL is in the financial services sector (insurance - life). Its largest peers on Stock Pulse 247 include MetLife (MET), Prudential Financial (PRU), JPMorgan Chase (JPM), Visa (V).
How accurate is the AFL forecast?
It's a model estimate from price history, technical indicators and analyst targets, not a guarantee — no model predicts short-term moves reliably. Use it as one input alongside your own research.
How this works: the forecast combines AFL's price history, momentum indicators (RSI, MACD, moving averages), volatility and analyst targets into one estimate. It's a model, not a guarantee.